Practitioners Guides




May 10, 2013
Practice Area: Inclusive Finance
Client Protection for Youth Clients






UNCDF-YouthStart Technical Note

This technical note is intended to assist FSPs currently serving youth, planning to serve youth, or making improvements to existing services to do so in a way that ensures that youth are protected. The technical note synthesizes adaptations made by UNCDF-YouthStart to the indicators of The Smart Campaign’s Client Protection Principles (CPPs) selfassessment tool and draws on the Certification Principles of Child and Youth Finance International (CYFI). This technical note is designed to support FSPs to address the particular characteristics, needs and vulnerabilities of their youth clients.

February 5, 2013
Practice Area: Inclusive Finance
Uganda Finance Trust Case Study

Uganda Finance Trust Ltd (UFT) is one of the oldest microfinance institutions in the Republic of Uganda, providing financial services to low- and medium-income, economically active Ugandans. UFT is incorporated under the laws of Uganda and licensed and regulated by the Bank of Uganda as a microfinance deposit taking institution. The company is recognised as a key player in Uganda’s formal financial sector.

February 4, 2013
Practice Area: Inclusive Finance
Peace Case Study

Poverty Eradication and Community Empowerment (PEACE) is a microfinance institution founded in 1999 in the Federal Democratic Republic of Ethiopia, whose mission is to serve the entrepreneurial poor by providing sustainable and quality services for employment and income generation, with the ultimate objective of enhancing household food security in rural and urban Ethiopia. PEACE currently offers loans, savings accounts and other products and services to more than 17,000 borrowers and 21,000 savers.

January 15, 2013
Category: Infrastructure and service delivery
Practice Area: Local Development
Procurement for Local Development






A Guide To Best Practice In Local Government Procurement In Least Developed Countries

This guide explains the underlying principles of public procurement and sets those principles in the context of local development programs and the work of local governments. Building on international best practices and key lessons from UNCDF’s local development programs worldwide, it explains procurement procedures and provides assistance on how to conduct procurement so as to achieve the best value for money from local development investments, while at the same time assisting the local administration to develop capacity for good governance.

October 1, 2012
Practice Area: Inclusive Finance
CleanStart: Microfinance opportunities for a clean energy future

The purpose of this publication is to provide a methodological guide to expanding access to clean energy for poor people and micro-entrepreneurs through microfinance and strength- ened energy value chains. this guide is intended to support consultation processes that the un capital Development fund (uncDf) and the united nations Development programme (unDp)/global environment facility (gef) are undertaking in cleanstart countries. it may also serve as a useful tool for broader consultations by others seeking to advance the rio+20 commitments on energy.

September 11, 2012
Practice Area: Inclusive Finance
YouthStart Pilot Test Publication

To assist other FSPs considering an introduction (or improvement) of youth-focused services, this paper synthesizes key recommendations, best practices and lessons learned from the ten FSPs that YouthStart supported during the planning and implementation of their pilot tests.

June 20, 2012
Practice Area: Inclusive Finance
Financing Energy Access for the Poor






Policy Brief

This Policy Brief is divided in 3 parts. Part I provides an overview of current and anticipated trends in energy poverty and their impact on development. This part evidences the magnitude of energy poverty challenge vis a vis public resources and ODA, but also the significant opportunities related to emerging clean energy solutions. Part II discusses some of the key financial and non-financial challenges related to financing clean energy access for the poor. It highlights the critical contribution that MFIs can play in fostering clean en- ergy access, but also the need to address wider non-financial barriers, market and government failures that prevent clean energy uptake; lastly, Part III presents the most defining characteristics of CleanStart, an in- novative UNCDF-UNDP Program aimed at increasing poor households and micro-enterprises access to clean energy by addressing financial and non-financial challenges, supporting microfinance and the development of enabling environments for clean energy financing.

June 1, 2012
Practice Area: Inclusive Finance
Policy Opportunities and Constraints to Access Youth Financial Services






Insights from UNCDF's Youthstart Programme

Given the increasing youth population in developing countries, the high levels of youth  unemployment and limited economic opportunities for youth, governments are increasingly looking for proactive approaches to help youth realize their full economic potential. Increased access to financial services and increased financial capability to use those services effectively to invest in their education, enterprises, and futures may provide that beacon. Yet youth face many barriers in accessing financial services, including restrictions in the legal and regulatory environment, inappropriate and inaccessible products and services and low financial capability. The public policy opportunity—and imperative—is evident.

January 9, 2012
Category: Infrastructure and service delivery
Practice Area: Local Development
Local Government and Social Protection:






Making service delivery available for the most vulnerable

This discussion paper conceptualizes social protection as part and parcel of overall public service delivery, and examines the role that local governments can play in implementing social protection related policies. It aims to shed light on two important questions that have not been systematically addressed in the existing literature. First, what added value can local government bring to safety net programmes? Does 'going local' improve or strengthen the effectiveness of social safety net initiatives? Secondly, and, inversely, what can safety net programmes bring to local government? Are there advantages for local governments in being more involved in the management and implementation of safety net programmes?

September 1, 2011
Practice Area: Inclusive Finance
Listening To Youth






Market Research To Design Financial And Non-financial Services For Youth In Sub-saharan Africa

This report pulls together key findings and recommendations from the market research conducted by the 18 FSPs across 9 countries that participated in Phase I of YouthStart.

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