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United Nations Capital Development Fund - Microfinance

"Innovating from Experience - Gender Initiatives in Microfinance" : Table of Contents

Boxed Text: The Presentations

Box 8: Deena Burjorjee, UNCDF/SUM

The Special Unit for Microfinance (SUM) is the technical unit of the United Nations Capital Development Fund (UNCDF) and the primary technical resource of the United Nations Development Programme in the field of microfinance. Institutionally, UNCDF/SUM works to address gender at two levels, programmatically and through its Learning Agenda.

At the programme level, UNCDF promotes gender issues by supporting MFIs with a shared vision and commitment to gender equity in their programming and by partnering with Technical Service Providers with proven methodologies and credible plans for translating these concepts on the ground.
Through its Learning Agenda, SUM capitalizes on its relationships with Technical Service Providers (TSPs) and partner MFIs to document best practices and innovations developed in the field to ensure that microfinance better meets the needs of women. It also disseminates lessons learned among practitioners and other donors working to increase the benefits of microfinance to women. Currently, its main activity in this realm is the publication of a reference guide on such best practices, innovations, and lessons learned. Building on the pioneering work previously undertaken by C. Jean Weidemann under the USAID funded Gemini Project, the guide is meant to fill the information gap regarding the operational aspects of gender sensitive programming in microfinance. Final publication of the Guide is scheduled for October 2001.

As part of the research for this publication, SUM conducted a survey of 37 MFIs identified through Internet list-servers, SUM networks and word-of-mouth. The institutions were queried about the markets and clients they targeted, the products and services they had developed to serve women, their experience with female staff, and the outcomes of their endeavors. They were also asked to describe the economic role and position of women in their countries, in order to gauge the types of constraints that women labor under in different regions and that affect the success of the MFIs’ work with women. The results of the 29 institutions that responded to the survey have been compiled in a survey report available on SUM’s web page at www.uncdf.org/sum. The responses indicated that these MFIs had a strong awareness of the special needs of women clients, and were making significant progress with respect to mainstreaming gender sensitive programming. While the survey shows evidence of equitable access for women among these institutions, the challenge now lies in innovating products and services that deepen the benefits to women clients and help them grow their businesses.

Another element in SUM’s exploration of gender and microfinance is its support of and participation in the piloting of tools that assess impact in a gender responsive manner. Currently, it is piloting the AIMS tools in Morocco and the Ivory Coast, the results of which will contribute to the further refinement of the tools. Future items on the programming and learning agenda with respect to gender include supporting partners to identify innovative products and services designed to address women’s specific needs, and documenting the operational implications of these initiatives through an ongoing series of case studies.