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Le Défi
Myanmar is a country rich in natural resources, however, decades of poor economic management with a heavily controlled economy has resulted in a weak private sector and under-developed financial sector, misallocation of public resources with relatively small public spending on basic services. In Myanmar access to finance is limited and compared to neighbouring countries the financial sector is small and underdeveloped. There are only few institutions providing microfinance services and an estimated 90% of potential deposit and loan clients are unserved, while 95% are considered underserved. Access to finance in rural areas is hardest to find yet most needed, both in terms of economic development as in terms of food security and poverty reduction.
Que fait l'UNCDF pour aider ?
In Myanmar, UNCDF is helping to create inclusive financial sectors by providing access to financial services for individuals and micro and small businesses through the Making Access Possible Programme (MAP) and the Microlead Expansion Programme.
The purpose of MAP is to expand financial services for individuals and small businesses by defining the financial inclusion agenda in Myanmar and aligning resources with key priorities, based on a rigorous evidence-based diagnostic exercise concluded by intense stakeholder dialogue and decision making.
Microlead, launched in 2008 by UNCDF, with support of the Bill & Melinda Gates Foundation with the purpose of providing loans and grants to leading southern Financial Service Providers (FSPs), supports the expansion of microfinance market leaders in Myanmar. Moreover, it contributes to the United Nations Framework for Myanmar, particularly on contributing to sustainable livelihoods and improved household income in Myanmar.
En détail
| Project |
MAP |
| Pourquoi |
To support expanding access to financial services for individuals and micro and small businesses. |
| COMMENT |
- By developing financial inclusion roadmaps in 22 developing countries over the next six years, while contributing to learning and dialogue at the international level.
|
| Quand |
Ongoing (2012-2013) |
| PARTENAIRES |
FinMark Trust and Cenfri |
| COûT TOTAL DU PROJET et CONTRIBUTION DE L'UNCDF |
|
| Project |
Microlead |
| Pourquoi |
To contribute to the development of strong inclusive financial sectors and the achievement of the MDGs. |
| COMMENT |
- By providing access to demand-driven, responsibly-delivered, savings-focused financial and non-finacial products and services to low income people in Myanmar;
- By generating knowledge among FSPs, policy makers, donors and other stakeholders.
|
| Quand |
Ongoing (2012-2016) |
| PARTENAIRES |
LIFT Myanmar |
| COûT TOTAL DU PROJET et CONTRIBUTION DE L'UNCDF |
|
Le Défi
With a GDP per capita of US$470, the Federal Democratic Republic of Nepal is the poorest country in South Asia. It has the lowest life expectancy, the largest share of undernourished children, and significant inequality across social groups. In the 2012 Human Development Report, Nepal was ranked 157 out of 187 countries.
Que fait l'UNCDF pour aider ?
UNCDF is helping to address Nepal’s development challenges by working to strengthen local service delivery and expand access to financial services for the poor. The joint UNCDF-UNDP Local Governance and Community Development Programme (LGDP) promotes decentralization of governance, improved local service delivery and grassroots community empowerment. It is the largest decentralization programme in Nepal, and provides an opportunity for the Government to take the lead in coordinating once-fractured donor support, promoting inclusive, responsive and accountable local governance in which citizens are actively engaged.
UNCDF is also addressing the challenge of equitable growth in Nepal through the project Enhancing Access to Financial Services (EAFS): Building an Inclusive Financial Sector in Nepal. This project is aimed at poor youth and marginalized groups, and seeks to broaden access to services by forging linkages between financial service providers and savings credit groups. The programme supports innovations in product delivery methods (such as expanded branch networks in poor areas, linked self-help groups, mobile technology, and the use of third-party agents), strategic partnerships (e.g., collaborating with insurance companies, remittance firms, leasing agencies and others) and products. The programme has established a fund for inclusive finance to coordinate funding to financial service providers serving the lower end of the financial sector.
En détail
| Project |
Local Governance and Community Development Programme (LGDP) |
| Pourquoi |
To promote decentralization of governance, improved local service delivery and grassroots community empowerment. |
| COMMENT |
- Promoting more active and effective interaction by marginalized citizens with their local governments;
- Building the capacities and procedures of local bodies and their financing arrangements;
- Providing capacity building and institutional support at the central level and policy advice.
|
| Quand |
2008-2012 |
| PARTENAIRES |
UNCDF, UNDP, Government, UK Department for International Development (DFID), Canadian International Development Agency (CIDA), Swiss Agency for Development and Cooperation (SDC), Danish International Development Agency (DANIDA), GTZ, NORAD, ADB |
| COûT TOTAL DU PROJET et CONTRIBUTION DE L'UNCDF |
USD 54,881,910
USD 2,250,000 |
| Project |
Enhancing Access to Financial Services (EAFS): Building an Inclusive Financial Sector in Nepal |
| Pourquoi |
To promote equitable growth. |
| COMMENT |
- Broadening access to financial services among poor youth and marginalized groups;
- Forging linkages between financial service providers and savings credit groups;
- Supporting innovations in modes of service delivery, in partnerships and in products.
|
| Quand |
2008-2012 |
| PARTENAIRES |
UNCDF, UNDP. |
| COûT TOTAL DU PROJET et CONTRIBUTION DE L'UNCDF |
USD 9,966,065
USD 1,500,000 |
| Project |
CleanStart |
| Pourquoi |
To help poor households and micro-entrepreneurs to access financing for low-cost clean energy. |
| COMMENT |
- Supporting microfinance institutions in developing financing arrangements for clean energy access;
- Offering quality control and advisory services;
- Raising clean energy awareness and promoting models that can be replicated and scaled up by others.
|
| Quand |
2012 – 2017 |
| PARTENAIRES |
UNCDF, UNDP |
| COûT TOTAL DU PROJET et CONTRIBUTION DE L'UNCDF |
USD 26,193,525
USD 1,000,000 |
| Project |
Mobile Money for the Poor (MM4P) |
| Pourquoi |
To demonstrate how the correct mix of technical, financial, and policy support can assist in scaling up sustainable branchless and mobile financial services that reach the poor in very low-income countries. |
| COMMENT |
- Providing financial and technical support to service providers and financial service agents;
- Supporting market and client research to develop products and services that reach low-income and rural households;
- Bringing large scale users into the branchless and mobile financial services system;
- Assisting central banks to create enabling environment for branchless and mobile financial services;
|
| Quand |
2011-2017 |
| PARTENAIRES |
UNCDF, Sida, AusAID |
| COûT TOTAL DU PROJET et CONTRIBUTION DE L'UNCDF |
27,000,000
1,000,000 |
Le Défi
Lying half way between Hawaii and New Zealand, the volcanic islands of Samoa are in the very centre of Polynesia. Samoa implemented a number of successful economic reforms in the mid-1990s which facilitated several years of steady growth, making it one of the stronger performing economies in the Pacific region. However, Samoa remains vulnerable to external economic shocks, as well as to natural hazards such as cyclones, tsunamis and earthquakes. The Government of Samoa itself has no official figure for the incidence of poverty in Samoa. However, participatory poverty assessments undertaken by the government confirm that a significant number of households experience hardship arising from 'poverty of opportunity' that is manifested in a lack of access to basic services and a lack of opportunities to participate fully in the socioeconomic life of the community. In the 2012 Human Development Report, Samoa was ranked 96 out of 187 countries.
Que fait l'UNCDF pour aider ?
In Samoa, UNCDF is helping to address development challenges through the the Pacific Financial Inclusion Programme (PFIP).
PFIP is providing funding to Digicel to introduce a low cost mobile phone based mobile wallet (m-wallet) in Samoa and other countries in the Pacific. Funding from UNCDF will enable the company to develop a business plan for a broader Pacific roll-out and to implement a pilot project before launching in other countries. The m-wallet can also be used in partnership with banks, microfinance institutions and others and will offer domestic money transfer, international remittance, bill payment, and savings. It is expected that by the end of 2011, the service will benefit up to 500,000 people of which 40% will be women and 30% living in rural villages.
En détail
| Project |
Pacific Financial Inclusion Programme (PFIP) |
| Pourquoi |
To expand access to financial services, focusing primarily on rural and low income women and men and micro-enterpreneurs. |
| COMMENT |
Working directly with policy-makers, industry leaders, community organizations and the unbanked population, our work takes a holistic approach towards increasing financial inclusion in the Pacific. PFIP is currently focusing on four key areas:
- Branchless banking;
- Financial competency;
- Microinsurance;
- Financial Inclusion Policy and regulation.
|
| Quand |
2008-2011 |
| PARTENAIRES |
UNCDF, UNDP, Governments of Solomon Islands, Samoa, Vanuatu, Kiribati, Tuvalu, European Commission, Australian Agency for International Development (AusAid). |
| COûT TOTAL DU PROJET et CONTRIBUTION DE L'UNCDF |
USD 7,268,986
USD 1,820,319 |
| Project |
MicroLead |
| Pourquoi |
To increase access to financial services, particularly savings, by supporting the expansion of microfinance savings-led market leaders in underserved countries. |
| COMMENT |
- Offering grants and loans that incentivize leading providers to start up new, or strengthen existing financial institutions that target low-income people, especially with savings, in underserved areas, particularly countries struggling to recover from crisis and conflict;
- Through a competitive process to select leading indigenous microfinance providers from developing countries to expand their reach by implementing a variety of approaches including greenfields, transformations of MFIs to formally regulated deposit-taking institutions, and providing technical assistance to in-country MFIs;
- Supporting technical advisors who work to help those providers to develop the institutional capacity to extend their reach.
|
| Quand |
2008-2017 |
| PARTENAIRES |
UNCDF, Bill & Melinda Gates Foundation, The Mastercard Foundation, LIFT Myanmar. |
| COûT TOTAL DU PROJET et CONTRIBUTION DE L'UNCDF |
USD 58,562,939
USD 7,871,850 |
Le Défi
Despite the rapid economic growth experienced by Solomon Islands from 2003and 2008, recent conflicts have made the country unstable and disrupted education, services and business. Key concerns for the country are to restore law and order, support economic recovery and growth and to address basic social needs. Today, transportation and communication links across the country remain inadequate, restricting opportunities for engagement in the formal economy. Climate change will be a major impediment to the achievement of sustainable development in Solomon Islands, as all economic and social sectors are likely to be adversely affected, and the cost of adaptation will be disproportionately high. Solomon Islands ranks at 143 out of 187 countries in in the 2012 Human Development Index.
Que fait l'UNCDF pour aider ?
UNCDF is helping to address development challenges in Solomon Islands through the UNCDF/UNDP Provincial Governance Strengthening Programme (PGSP). This programe aims to improve governance and service delivery through fiscal decentralization and increased local investment capacity, to bridge funding and service gaps in provincial areas. There is a strong emphasis in improving basic capacity for public expenditure management in all nine provincial governments, so that authorities can produce and execute credible budgets through appropriately participatory and transparent procedures.
To address the climate change challenge in Solomon Islands, UNCDF is piloting its “Local Climate Adaptive Living Facility”. The facility, known as “LoCAL”, increases climate change adaptation financing while strengthening the capacity of local governments and of the local climate change adaptation planning process through a system of performance-based grants.
In inclusive finance, UNCDF is active with its Pacific Financial Inclusion Programme (PFIP). PFIP aims at finding new ways of serving hard-to-reach populations, while fostering greater commitment and cooperation to build inclusive financial systems throughout the region. At the core of its efforts is building branchless banking platforms that can reach low income and rural households, the vast majority of which are unbanked.
En détail
| Project |
Provincial Governance Strengthening Programme (PGSP) |
| Pourquoi |
To strengthen governance capacity for improved service delivery at the provincial level. |
| COMMENT |
- By developing capacities of provincial authorities in public expenditure management;
- By incentivizing provincial authorities to adopt participatory and transparent expenditure management practices.
|
| Quand |
2008-2012 |
| PARTENAIRES |
UNCDF, UNDP, Government of Solomon Islands, Australian Agency for International Development (AusAID), European Commission. |
| COûT TOTAL DU PROJET et CONTRIBUTION DE L'UNCDF |
USD 14,602,347
USD 1,000,000 |
| Project |
Local Climate Adaptive Living Facility (LOCAL) |
| Pourquoi |
To respond effectively to climate change while strengthening local government capacity and local climate change adaptation planning. |
| COMMENT |
Increasing climate change adaptation financing through performance-based grants. |
| Quand |
2011-2013 |
| PARTENAIRES |
UNCDF, UNDP, UNEP |
| COûT TOTAL DU PROJET et CONTRIBUTION DE L'UNCDF |
USD 1,500,000
USD 700,000 |
| Project |
Pacific Financial Inclusion Programme (PFIP) |
| Pourquoi |
To expand access to financial services, focusing primarily on rural and low income women and men and micro-enterpreneurs |
| COMMENT |
Working directly with policy-makers, industry leaders, community organizations and the unbanked population, our work takes a holistic approach towards increasing financial inclusion in the Pacific. PFIP is currently focusing on four key areas:
• Branchless banking;
• Financial competency;
• Microinsurance;
• Financial Inclusion Policy and regulation. |
| Quand |
2008-2011 |
| PARTENAIRES |
UNCDF, UNDP, Governments of Solomon Islands, Samoa, Vanuatu, Kiribati, Tuvalu, European Commission, Australian Agency for International Development (AusAid). |
| COûT TOTAL DU PROJET et CONTRIBUTION DE L'UNCDF |
USD 7,268,986
USD 1,820,319 |
| Project |
MicroLead |
| Pourquoi |
To increase access to financial services, particularly savings, by supporting the expansion of microfinance savings-led market leaders in underserved countries. |
| COMMENT |
- Offering grants and loans that incentivize leading providers to start up new, or strengthen existing financial institutions that target low-income people, especially with savings, in underserved areas, particularly countries struggling to recover from crisis and conflict;
- Through a competitive process to select leading indigenous microfinance providers from developing countries to expand their reach by implementing a variety of approaches including greenfields, transformations of MFIs to formally regulated deposit-taking institutions, and providing technical assistance to in-country MFIs;
- Supporting technical advisors who work to help those providers to develop the institutional capacity to extend their reach.
|
| Quand |
2008-2017 |
| PARTENAIRES |
UNCDF, Bill & Melinda Gates Foundation, The Mastercard Foundation, LIFT Myanmar. |
| COûT TOTAL DU PROJET et CONTRIBUTION DE L'UNCDF |
USD 58,562,939
USD 7,871,850 |
Le Défi
Timor-Leste faces a range development challenges, including extremely low human development and a population that is 76 percent rural. Despite these constraints, Timor-Leste has made progress in recent years, thanks in part to an abundance of natural resources. The petroleum revenue boom has allowed the government to increase spending on public transfers and infrastructure – an essential step toward social and institutional stability. Timor Leste’s Human Development Index value for 2012 positioned the country at 134 out of 187 countries.
Que fait l'UNCDF pour aider ?
UNCDF is helping Timor-Leste to meet its development challenges by supporting decentralization and improved service delivery capacity at the local level, as well as the establishment of an inclusive finance sector. The joint UNCDF/UNDP Local Government Support Programme phase 1 has built on recent decentralization and local governance reforms, offering direct technical support to develop a legal and policy framework to the Ministry of State Administration and Territorial Management and other line ministries involved with the decentralization process. Robust capacities at both the national and local levels are an imperative as the Government has decided to transfer a substantial portion of future resource revenues to the local level. The continuation of LGSP I, The LGSP II is– with the objective to contribute towards poverty reduction in Timor-Leste by supporting the establishment of a decentralized, accountable and effective local government. LGSP II provides technical support in two areas:
1) Improved capacity for local service delivery (ISD) by sub-national bodies with increased citizen participation.
2) Improved institutional, legal, and regulatory framework established in support of effective local governance.
The LGSP currently has been focusing on supporting the Ministry of State Administration (MSA) in the implementation of an Integrated District Development Planning (PDID) for harmonizing local development system and procedures.
Another joint UNCDF/UNDP project,Inclusive Finance for the Underserved Economy, seeks to increase sustainable access to financial services for poor and low-income people using a sectoral approach. The project is part of an effort to re-establish the microfinance industry that suffered a setback during the conflict period in Timor-Leste.
En détail
| Project |
Local Governance Support Programme |
| Pourquoi |
To establish an effective local government system. |
| COMMENT |
- Offering technical support to relevant ministries in developing a legal and regulatory framework.
|
| Quand |
2007 – 2013 |
| PARTENAIRES |
UNCDF, UNDP, Government, Irish Aid, Norway. |
| COûT TOTAL DU PROJET et CONTRIBUTION DE L'UNCDF |
USD 4,374,181
USD 693,970 |
| Project |
Inclusive Finance for the Underserved Economy. |
| Pourquoi |
To broaden access to financial services for poor and low-income people. |
| COMMENT |
- Using a sectoral approach to restore the microfinance industry post-conflict.
|
| Quand |
2008-2012 |
| PARTENAIRES |
UNCDF, UNDP |
| COûT TOTAL DU PROJET et CONTRIBUTION DE L'UNCDF |
USD 5,433,383
USD 1,050,000 |
| Project |
MicroLead |
| Pourquoi |
To increase access to financial services, particularly savings, by supporting the expansion of microfinance savings-led market leaders in underserved countries. |
| COMMENT |
- Offering grants and loans that incentivize leading providers to start up new, or strengthen existing financial institutions that target low-income people, especially with savings, in underserved areas, particularly countries struggling to recover from crisis and conflict;
- Through a competitive process to select leading indigenous microfinance providers from developing countries to expand their reach by implementing a variety of approaches including greenfields, transformations of MFIs to formally regulated deposit-taking institutions, and providing technical assistance to in-country MFIs;
- Supporting technical advisors who work to help those providers to develop the institutional capacity to extend their reach.
|
| Quand |
2008-2017 |
| PARTENAIRES |
UNCDF, Bill & Melinda Gates Foundation, The Mastercard Foundation, LIFT Myanmar. |
| COûT TOTAL DU PROJET et CONTRIBUTION DE L'UNCDF |
USD 58,562,939
USD 7,871,850 |
Le Défi
Le Vanuatu est constitué d’un groupe de 83 îles situées dans le sud-ouest du Pacifique et est gouverné comme une république indépendante. Il a enregistré en 2010 sa septième année de croissance ininterrompue, même pendant la crise financière mondiale. Le Vanuatu doit ses résultats aux politiques vigoureuses qu’il a menées à bien ainsi qu’à un engagement continu en faveur de la réforme et de la bonne gouvernance économique. Mais ces avancées ont été assombries par une instabilité politique croissante, qui limite son développement. Les résultats en matière de santé, d’éducation et d’infrastructures, en particulier, sont en-deçà des attentes, réduisant par ailleurs les progrès du pays. Ce dernier se classe au 124ème rang sur 187 pays selon l’Indice du développement humain 2012.
Que fait l'UNCDF pour aider ?
L’UNCDF aide le Vanuatu à surmonter ses défis au niveau du développement par le biais du Programme d’inclusion financière du Pacifique (PFIP par ses sigles en anglais). Le PFIP fournit un financement en vue d’augmenter le nombre des petits comptes actifs ouverts à la National Bank of Vanuatu (NBV), en le faisant passer de 13.700 à 27.400. L’objectif est de développer le réseau des communications de données rurales afin de consolider les progrès réalisés grâce aux projets déployés actuellement par la NBV afin d’appuyer les services bancaires et la microfinance ruraux. Le projet introduira également des systèmes bancaires électroniques et mobiles multilingues (alertes SMS, vérification du solde, etc.). Il s’appuie sur le travail initial réalisé par NBV avec l’appui de la Banque asiatique de développement et l’approfondit au sein du réseau des succursales rurales de la NBV.
En détail
| Project |
Pacific Financial Inclusion Programme |
| Pourquoi |
To expand access to financial services, focusing primarily on rural and low income women and men and micro-entrepreneurs. |
| COMMENT |
-
Working directly with policy-makers, industry leaders, community organizations and the unbanked population, our work takes a holistic approach towards increasing financial inclusion in the Pacific. PFIP is currently focusing on four key areas:
- Branchless banking;
- Financial competency;
- Microinsurance;
- Financial Inclusion Policy and regulation |
| Quand |
2008-2011 |
| PARTENAIRES |
UNCDF, UNDP, Australian Agency for International Development (AusAid), European Commission. |
| COûT TOTAL DU PROJET et CONTRIBUTION DE L'UNCDF |
USD 7,268,986
USD 1,820,319 |
| Project |
MicroLead |
| Pourquoi |
To increase access to financial services, particularly savings, by supporting the expansion of microfinance savings-led market leaders in underserved countries. |
| COMMENT |
- Offering grants and loans that incentivize leading providers to start up new, or strengthen existing financial institutions that target low-income people, especially with savings, in underserved areas, particularly countries struggling to recover from crisis and conflict;
- Through a competitive process to select leading indigenous microfinance providers from developing countries to expand their reach by implementing a variety of approaches including greenfields, transformations of MFIs to formally regulated deposit-taking institutions, and providing technical assistance to in-country MFIs;
- Supporting technical advisors who work to help those providers to develop the institutional capacity to extend their reach.
|
| Quand |
2008-2017 |
| PARTENAIRES |
UNCDF, Bill & Melinda Gates Foundation, The Mastercard Foundation, LIFT Myanmar. |
| COûT TOTAL DU PROJET et CONTRIBUTION DE L'UNCDF |
USD 58,562,939
USD 7,871,850 |
Le Défi
En 1986, la République démocratique populaire lao (RDP) a commencé sa transition d’une économie planifiée centralement vers une économie orientée sur le marché, dans une perspective incertaine de développement économique rapide et durable. Malgré les considérables défis qu’elle doit affronter au niveau du développement, la RDP lao est de plus en plus sur la voie d’une croissance durable, pouvant s’appuyer sur les réformes réalisées jusqu’à maintenant. Au cours de la décennie passée, la réduction de la pauvreté a été traitée directement en fournissant des services plutôt que grâce à la croissance. L’Indice du développement humain de la RDP lao classe ce pays au 138ème rang sur 187 pays.
Que fait l'UNCDF pour aider ?
L’UNCDF aide la RDP lao à surmonter ses défis au niveau du développement par le biais d’une programmation conjointe avec le PNUD au niveau de la finance du développement local et de la finance accessible à tous.
Programme appuyé par l’UNCDF, Gouvernance et réforme de l’administration publique - Saravane, était destiné à expérimenter une meilleure gestion et financement des dépenses publiques au niveau des districts, et à aider le gouvernement à mettre en œuvre son cadre politique intergouvernemental sur les relations fiscales. Les recommandations et les enseignements générés à partir de ce programme ont appuyé une seconde phase, connue sous le nom de Réforme de la gouvernance et de l’administration publique pour renforcer la fourniture des services de base : composant du Fonds de développement des districts (GPAR/SBSD: DDF par les sigles anglais), qui consolide et reproduit des initiatives réussies aux niveaux central et provincial, et tente de s’attaquer aux problèmes politiques. L’UNCDF a également récemment approuvé un nouveau programme, le Renforcement des capacités et de la fourniture des services des administrations locales (GPAR SCSD par les sigles anglais), qui vise à améliorer les capacités du service civil aux niveaux national et sous-national pour mieux gérer et fournir les services aux pauvres.
Au niveau de la finance accessible à tous, l’UNCDF travaille conjointement depuis juin 2010 avec le PNUD pour aider la Banque du Laos à élargir l’accès à la terre, aux marchés et aux services économiques. Donner l’accès à une finance plus accessible aux pauvres s’attaque aux questions essentielles des capacités et des infrastructures aux niveaux macro, méso et micro, en améliorant la politique et l’environnement réglementaire tout en renforçant l’infrastructure du secteur financier ainsi que les capacités des fournisseurs de services financiers.
En détail
| Project |
Governance and Public Administration Reform for Strengthening Basic Service Delivery: District Development Fund component (GPAR/SBSD: DDF) |
| Pourquoi |
To improve district-level public expenditure management and financing. |
| COMMENT |
- Supporting the implementation of the inter-governmental fiscal relations policy framework.
|
| Quand |
2007-2011 |
| PARTENAIRES |
UNCDF, UNDP, Government of Lao PDR, Luxembourg, Swiss Agency for Development and Cooperation (SDC), World Bank |
| COûT TOTAL DU PROJET et CONTRIBUTION DE L'UNCDF |
USD 10,343,083
USD 700,000 |
| Project |
Strengthening Capacity and Service Delivery of Local Administrations (GPAR SCSD) |
| Pourquoi |
To increase capacity of local governments leading to better delivery of services which improve the lives of the poor, especially in rural areas. |
| COMMENT |
- Supporting local districts to establish specific MDG targets and monitor achievements against these;
- Through training in planning, budgeting and public expenditure management;
- Supporting the implementation of a Performance Based Grant system and a Capacity Development Grant.
|
| Quand |
2011-2015 |
| PARTENAIRES |
UNCDF, Government, UNDP, Swiss Development Cooperation (SDC), the Global Environment Facility (GEF), Republic of Korea, Government of Luxembourg. |
| COûT TOTAL DU PROJET et CONTRIBUTION DE L'UNCDF |
USD 12,568,800
USD 1,300,000 |
| Project |
Making Access to Finance more Inclusive for Poor People (MAFIPP) |
| Pourquoi |
To improve access to land, markets and economic services. |
| COMMENT |
- Addressing capacity and infrastructure challenges at macro, meso and micro levels;
- Creating an empowering policy and regulatory environment;
- Improving financial sector infrastructure.
|
| Quand |
2010-2014 |
| PARTENAIRES |
UNCDF, UNDP. |
| COûT TOTAL DU PROJET et CONTRIBUTION DE L'UNCDF |
USD 7,012,189
USD 1,443,982 |
| Project |
MicroLead |
| Pourquoi |
To increase access to financial services, particularly savings, by supporting the expansion of microfinance savings-led market leaders in underserved countries. |
| COMMENT |
- Offering grants and loans that incentivize leading providers to start up new, or strengthen existing financial institutions that target low-income people, especially with savings, in underserved areas, particularly countries struggling to recover from crisis and conflict;
- Through a competitive process to select leading indigenous microfinance providers from developing countries to expand their reach by implementing a variety of approaches including greenfields, transformations of MFIs to formally regulated deposit-taking institutions, and providing technical assistance to in-country MFIs;
- Supporting technical advisors who work to help those providers to develop the institutional capacity to extend their reach.
|
| Quand |
2008-2017 |
| PARTENAIRES |
UNCDF, Bill & Melinda Gates Foundation, The Mastercard Foundation, LIFT Myanmar. |
| COûT TOTAL DU PROJET et CONTRIBUTION DE L'UNCDF |
USD 58,562,939
USD 7,871,850 |
| Project |
Mobile Money for the Poor (MM4P) |
| Pourquoi |
To demonstrate how the correct mix of technical, financial, and policy support can assist in scaling up sustainable branchless and mobile financial services that reach the poor in very low-income countries. |
| COMMENT |
- Providing financial and technical support to service providers and financial service agents;
- Supporting market and client research to develop products and services that reach low-income and rural households;
- Bringing large scale users into the branchless and mobile financial services system;
- Assisting central banks to create enabling environment for branchless and mobile financial services;
|
| Quand |
2011-2017 |
| PARTENAIRES |
UNCDF, Sida, AusAID |
| COûT TOTAL DU PROJET et CONTRIBUTION DE L'UNCDF |
27,000,000
1,000,000 |
| Project |
LoCAL |
| Pourquoi |
To support climate resilience at the local level. |
| COMMENT |
- Channeling global adaptation finance to local governments for investment in climate change adaptation.
|
| Quand |
2011-2013 |
| PARTENAIRES |
UNCDF, UNDP, UNEP, CCCA Trust Fund, Adaptation Fund |
| COûT TOTAL DU PROJET et CONTRIBUTION DE L'UNCDF |
USD 1,500,000
USD 700,000 |
Le Défi
Fidji possède l’économie la plus importante des pays insulaires du Pacifique. Plus de 300 îles constituent le groupe de Fidji, mais moins de la moitié sont habitées. La pauvreté et l’inégalité continuent de constituer un défi majeur, quelque 40% des citoyens de Fidji vivant en-dessous du seuil de pauvreté en 2008, soit une augmentation de 25% par rapport à 1990. La pression sur les centres urbains continue de croître, 15% au moins de la population vivant à l’heure actuelle dans des implantations sauvages ou des colonies de squatters. Les défis au niveau du statut foncier et de l’expiration des contrats de location foncière contribuent largement à l’augmentation de la taille de ces implantations, et pose un défi social et économique significatif au niveau du développement. Fidji se classe au 96ème rang sur 187 pays au niveau de l’Indice de développement humain 2012.
Que fait l'UNCDF pour aider ?
A Fidji, l’UNCDF contribue à surmonter les défis au niveau du développement par le biais du Programme d’inclusion financière du Pacific (PFIP).
Le PFIP fournit un financement à Digicel et à Vodafone en vue de permettre aux clients nouveaux et existants de faire et de recevoir des paiements via leur téléphone mobile. Les produits ainsi promus permettront de réduire de manière sensible le coût des transferts d’argent domestiques et de favoriser une meilleure pénétration dans les régions rurales, un système qui doit bénéficier largement aux ménages à faible revenu. Ce système permet également potentiellement de recevoir des transferts de fonds internationaux.
Le PFIP a également mis en place un projet en partenariat avec le Département de protection sociale (DSW par ses sigles en anglais) et AusAid Fidji, en vue de faire passer plus de 25.000 clients à très faibles revenus, la plupart des femmes, d’un système de prestation en espèces coûteux à un système de paiement électronique offrant des services d’épargne à faible coût pour tous les clients.
En détail
| Project |
Pacific Financial Inclusion Programme (PFIP) |
| Pourquoi |
To expand access to financial services, focusing primarily on rural and low income women and men and micro-enterpreneurs. |
| COMMENT |
Working directly with policy-makers, industry leaders, community organizations and the unbanked population, our work takes a holistic approach towards increasing financial inclusion in the Pacific. PFIP is currently focusing on four key areas:
- Branchless banking;
- Financial competency;
- Microinsurance;
- Financial Inclusion Policy and regulation.
|
| Quand |
2008-2011 |
| PARTENAIRES |
UNCDF, UNDP, Governments of Solomon Islands, Samoa, Vanuatu, Kiribati, Tuvalu, European Commission, Australian Agency for International Development (AusAid). |
| COûT TOTAL DU PROJET et CONTRIBUTION DE L'UNCDF |
USD 7,268,986
USD 1,820,319 |
Le Défi
L’Indice du développement humain du Cambodge pour 2012 met le pays au 138ème rang sur 187 pays. Malgré les revers significatifs imposés par trois décennies de guerre et de luttes civiles, le Royaume du Cambodge a connu une croissance économique rapide au cours de ces dernières années. La pauvreté a baissé, passant de 45-50% en 1993-1994 à 30% en 2007, 90 des pauvres du pays étant concentrés dans les régions rurales. Les progrès réalisés en faveur des OMD ont été importants mais inégaux, la plupart des avancées ayant été accomplies dans le domaine de la réduction de la pauvreté, de l’éducation primaire, de la mortalité infantile, et du VIH/sida. Le gouvernement royal reconnaît que la bonne gouvernance est une question de développement majeure pour le Cambodge, et une condition préalable pour le développement économique et la réduction de la pauvreté.
Que fait l'UNCDF pour aider ?
L’UNCDF aide le Cambodge à relever les défis du développement en appuyant les programmes de gouvernance locale depuis le début des années 1990. Avec le PNUD et les autres partenaires du développement, l’UNCDF a aidé à formuler le Programme national pour le développement démocratique pour 2010 au niveau sous-national, dans le but de mettre en œuvre le cadre stratégique pour la décentralisation et la déconcentration.
Le projet actuel d’Innovations pour la décentralisation et le développement local (IDLD par ses sigles en anglais) aide à créer les conditions nécessaires au développement local favorable aux pauvres : des infrastructures et des services locaux de meilleure qualité, une meilleure gestion des ressources naturelles au niveau local, et un développement économique local accéléré. Le projet a joué un rôle crucial pour ce qui est de développer et de renforcer une approche analytique au processus de décentralisation du Cambodge. Les enseignements tirés de ses programmes pilotes sur les subventions sous-nationales, la planification sous-nationale et la décentralisation fiscale ont contribué de manière significative au débat politique.
S’appuyant sur l’IDLD, des préparatifs sont actuellement en cours pour lancer le projet Gouvernements locaux et changements climatiques (LG-CC). Ce projet vise à démontrer le rôle clé que les gouvernements sous-nationaux peuvent jouer pour ce qui est de promouvoir la résistance aux changements climatiques du Cambodge. Le projet pilote se focalisera initialement sur une province, et assurera un retour d’informations continu aux principaux partenaires au niveau central.
En détail
| Project |
Innovations for Decentralization and Local Development (IDLD) |
| Pourquoi |
To create necessary conditions for pro-poor local development |
| COMMENT |
- Supporting improvements in local infrastructure and services;
- Promoting better natural resource management;
- Helping accelerate local economic development.
|
| Quand |
2008-2011 |
| PARTENAIRES |
UNCDF, UNDP Royal Government of Cambodia. |
| COûT TOTAL DU PROJET et CONTRIBUTION DE L'UNCDF |
USD 2,051,165
USD 1,551,165 |
| Project |
Local Governments and Climate Change (LG-CC) |
| Pourquoi |
To demonstrate the key role that Sub-National Governments can play in fostering Cambodia’s climate change resilience. |
| COMMENT |
- Identification and piloting of concrete ways to mainstream Climate Change resilience into Sub-National planning;
- Piloting funding mechanisms to enable local governments to play a key role in promoting climate change resilience.
|
| Quand |
2011-2012 |
| PARTENAIRES |
Cambodia Climate Change Alliance - CCCA. |
| COûT TOTAL DU PROJET et CONTRIBUTION DE L'UNCDF |
-
- |
| Project |
LoCAL |
| Pourquoi |
To support climate resilience at the local level. |
| COMMENT |
- Channeling global adaptation finance to local governments for investment in climate change adaptation.
|
| Quand |
2011-2013 |
| PARTENAIRES |
UNCDF, UNDP, UNEP, CCCA Trust Fund, Adaptation Fund |
| COûT TOTAL DU PROJET et CONTRIBUTION DE L'UNCDF |
USD 1,500,000
USD 700,000 |
