Coffee agro-value chain research: Untapped opportunities for digital financial services

Coffee is Uganda’s top foreign exchange earner, contributing up to 20 percent of export earnings and employing about 2.8 million Ugandans (93 percent of whom are small-scale farmers owning an average of 0.33 hectares each, where coffee is intercropped with subsistence products). Uganda produces 80 percent robusta and 20 percent arabica coffee, with production focused in the following regions: Mount Elgon, Lake Victoria, Rwenzori Mountains and West Nile.