Where we work


UNCDF has been operating in Myanmar since 2012, promoting inclusive growth, poverty reduction and sustainable development. Recognizing the value of technology, UNCDF’s focus is increasingly on supporting an inclusive digital economy that leaves no one behind.

The Making Access Possible (MAP) Financial Inclusion Diagnostic and Myanmar Financial Inclusion Roadmap provide the foundation for our in-country programmes and interventions, which contribute to a number of Sustainable Development Goals (SDGs).

The updated Myanmar Financial Inclusion Roadmap 2019 – 2023 was approved by the Government of Myanmar in March 2020 as the nation’s highest-level financial inclusion policy document, replacing the original Financial Inclusion Roadmap 2015 – 2020.

Click on the regions in the map below to download information about their state of financial inclusion (2018):

Kachin StateSagaingChin StateShan StateRakhine StateMagway RegionMandalay RegionKayah StateNaypyidaw Union TerritoryBago RegionYangon RegionAyeyarwady RegionKayin StateMon StateTanintharyi RegionA clickable map of Burma/Myanmar exhibiting its first-level administrative divisions.

Expanding Financial Access (EFA)

UNCDF Myanmar is currently implementing the Expanding Financial Access (EFA) country programme, aimed at increasing formal financial access in Myanmar. EFA seeks to improve financial service access and usage to achieve equitable, sustainable and inclusive growth within the UN’s Sustainable Development Goals (SDGs) and the Myanmar Sustainable Development Plan (MSDP). It also includes initiatives such as Digital Financial Services (DFS), Women’s Economic and Financial Inclusion (WEFIP), and the Market Development Facility (MDF).

The key outputs of EFA include:

  • Strengthening the policy and regulatory environment, including enhancing the capacity of the regulators to implement the Financial Inclusion Roadma
  • Strengthening the capacity of targeted FSPs and cooperatives to deliver financial services accounting to global standards through tools and targeted technical assistance.
  • Cultivating knowledge management and sharing to enable dynamic adaptation of the project over time, encourage relevant learnings and adaptation on local, regional and global levels on global financial inclusion agendas.

Programmes in Myanmar


provide affordable, quality, effective and responsible financial services to youth, poor and low-income clients

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develop, pilot and scale deposit services for low income, rural populations, particularly women

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accelerate financial inclusion and women’s economic participation in the ASEAN region

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provide risk capital and technical assistance to financial service providers and energy enterprises on a regional or national level

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Results in Myanmar


Additional people have access to formal financial services due to MicroLead


Percentage of MicroLead clients that are women
(54% in rural areas)


Families benefitting from Greenlight Planet off-grid
solar lighting solutions


Myanmar Kyats given in financing to
under-capitalised MFIs


Our Team

Yangon, Myanmar

Paul Luchtenburg
Country Coordinator & Programme Specialist

William Naing
National Officer

Aye Su Hlaing
Project Associate