MM4P Request for Expressions of Interest for Malawi

Mobile Money for the Poor (MM4P) is a joint programme of the UN Capital Development Fund (UNCDF), the Swedish International Development Agency (Sida) and the Australian Agency for International Development (AusAID). MM4P was developed on the premise that the rapid spread of mobile telecommunications and electronic banking provides a tremendous opportunity to promote financial inclusion on a grand scale. The mission of MM4P is to increase the financial security and build the financial resilience of low income and rural households in the least developed countries (LDCs) by providing them access to branchless or mobile financial services.

Malawi is in the introductory phase of mobile financial services with most deployments in their first few months. A Draft Action Plan “Scaling Usage of Mobile Money to Boost Financial Inclusion in Malawi” was developed at a stakeholder workshop which identified the role of donor organizations to provide funding for pilots, encourage adoption of e-money through large users, support training and outreach activities or providers and agent networks, fund consumer awareness initiatives.

MM4P is seeking to provide funding for pilots and early efforts in Malawi that have the potential to help mobile financial services rapidly scale, both in terms of general adoption and usage levels, and with a focus on activities that reach beyond urban centres. 

All expressions of interest should include a description of how the applicant(s) will build client awareness and ensure client protection and high quality innovative financial literacy training or capacity building for low income households as part of the provision or services is encouraged.



  • MM4P Request for Expressions of Interest | pdf [474410 kb]
  • MM4P Expression of Interest Cover Page | docx [26869 kb]