With strong economic growth and high mobile phone penetration Viet Nam is well positioned to implement digital financial inclusion. There are more mobile phones than people in Viet Nam. Yet, 69% of the Vietnamese adult population still remains excluded from formal finance. Among MSMEs, finance is the biggest barrier.

Women are particularly enrolled in self-employment activities in the high value industry and services sectors. Yet, they earn on average 17% less than men and only 22% of the top business managers are female. There is a large SME finance gap, especially for women that can be tapped into by financial service providers.

Download the infographic for a complete picture of the financial inclusion and the real + digital economy context of Viet Nam.